I'm reluctant to mention that I've made a contribution to my ROTH IRA for the year of 2006. It's because it will only be $1000 as opposed to the potential max of $4000. I'm keeping our goal of purchasing a house within a year or two in mind when I make decisions like these.
With this contribution along with my 401 (k) contributions, this will be approximately 7% of our income put away for retirement. Not bad I suppose, but that's running on partial retirement steam, we could do much better.
And unfortunately my wife's new employer restricted her from letting her open a 401 (k) until she was with the company for 6 months. Now that she's finally reached that time limit, they are in the middle of transitioning to a new retirement planner, so they aren't opening new accounts yet. They expect everything to be completed in another couple of months or so.
Though I guess that isn't so bad since I'm banking that money that's not contributed, it's going towards "the goal." Oh well, better something than nothing I always say...