Thursday, August 17, 2006

My money is safe at Chili's...

In a weak attempt to help prevent credit use by an unauthorized user, I have "check ID" written on the back on my credit card. I started doing it on this particular card about 3 months back. Well, today after enjoying a delicious dinner @ Chili's bar & grill, I saddled up to pay the bill and was surprised when asked for my ID! That's probably the first time out of approximately 100 times used. So roughly 1% of the time I may be safe from unauthorized credit card use. For more tips on preventing credit card theft/fraud, check out the "Federal Trade Commission."

4 comments:

Kira said...

You might want to also put your signature on there since some places will not honor a card that isn't signed - Visa and MC have policies against it. My friend had problems with her card with See ID written on it at the post office, they wouldn't take it.

Nick said...

A while ago, I worked at a retail store and occasionally got cards that said "See ID" on the back. Whenever I got one of them, I didn't ask for ID. Instead, I refused the card. Had I accepted it, I'd be violating our merchant agreement with the card issuer. Cards are not valid without the person's signature. Even when the cardholder presented ID or offered to sign the card, I had to refuse.

Still, "Check ID" is probably a little better than signing your card since it'll get checked once in a while, but there's also the (very tiny) chance you'll run into someone like me who was bored and read our Visa Merchant Agreement one day.

John said...

Hm, interesting. No biggie. That's the only card I have w/ the check id stamp on it...

Anonymous said...

I second the thoughts already posted. Not signing the card is in violation of Visa/MC customer agreement. If you look in the back of your card, it says "Not valid unless signed". I worked in banking for close to 8 years and we were instructed to refuse cards that had "See ID".