The wife isn't happy where she's currently working, so decided to shop around. After only one interview she got a new job! The new job offers better benefits, including a 401k which her current job didn't offer until a year of employment. She has only been there around 8 months. Plus, a salary of $13,000 more a year! On top of the $3,000 a year we'll be saving after my auto loan is paid off this month, that's an extra $16,000 a year for us.